UniPay into a world of seamless convenience


Going cashless is easy with UniPay

To get started, link your credit/debit card to UniPay Wallet. No card? No problem! You can now use PayNow to top up your Wallet.

What you can use UniPay for

Find digging your wallet for cash a hassle? Just scan the merchant's QR code to pay.

Enjoy a more convenient ride with UniPay. Once you arrive at your destination, simply thank your driver and be on your way!

Satisfying your cravings on UniFood is even better with a seamless payment experience.

Need to split a bill? Or pay for your loved one's rides? You can send or request UniPay balance instantly and for free.

Why go cashless with UniPay

AutoInvest when you use UniPay* (new!)

Invest from your UniPay Wallet starting with as little as $1. Check out AutoInvest by UniInvest. *eligible transactions only

Track every transaction

Stay on top of your spending with instant payment notifications and detailed transaction history.

Awesome deals

The next time you shop, pay close attention. UniPay may be offering an awesome deal at your favourite store.


Seamless convenience

Ride, dine, shop and more. All with your everyday everything app.

Earn UniRewards points

Each UniPay transaction earns you UniRewards points, which you can use to redeem attractive rewards.

Shop with your points

Not sure what to do with your UniRewards points? Why not offset your payment at a UniPay Merchant?

A mobile wallet you can trust

Award winning technology. Partnerships with trusted e-payment companies. All your personal information and payment transactions are encrypted and protected with a 24/7 fraud detection engine so you can ride, dine, shop and more, worry-free.

How to use UniPay

Link your Credit or Debit card

Top up your UniPay balance using a card

Set Auto Top-Up

Set your Primary Payment method

Pay with Credit/Debit card on UniFood

Send Funds to others

Pay In-Store

Top up your UniPay balance via PayNow


For one, you don’t have worry about rummaging for cash at the end of each ride. Simply alight as soon as you reach your destination.

Secondly, UNIPay allows you to earn UNIRewards points compared to cash. These points can be redeemed for discounts off your UNI rides or UNIFood orders, or for exciting partner rewards from our UNIRewards catalogue.

Finally, you can enjoy a wider range of services with UNIPay, including ride bookings, food deliveries, in-store and online purchases, fund transfers to friends and family, and more.

UNIPay refers to a collection of all cashless payment methods, including credit / debit cards, partner wallets like PayPal and your UNIPay balance. UNIPay Wallet is a mobile wallet that contains a topped up balance that can be used towards your purchases.

No card? No problem. You can now use PayNow to top up and use your UNIPay Wallet. Learn more about PayNow.

Yes, you can do simultaneous bookings up to 4 orders.

Yes, the delivery fee varies according to the location of the store. You can view the delivery fee by clicking on the store for more information.

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